SiftAO
PricingSourcesAbout
← Back to Markets
Market AnalysisUpdated March 2026

Westchester County, NY — Market Snapshot

Real estate market data for Westchester County, New York. Census demographics, rental trends, and economic indicators for investors and developers.

Population

996,888

ACS 2023

Median Household Income

$138,305

ACS 2023

Renter-Occupied

38%

ACS 2023

Median Rent

$1,946/mo

ACS 2023

Source: U.S. Census Bureau, American Community Survey 2023

Population & Income Profile

Age Distribution

Under 19
24.1%
Ages 20–29
11.6%
Ages 30–39
12.2%
Ages 40–49
13.4%
Ages 50–59
14.2%
Ages 60–69
12.2%
Over 70
12.4%

Household Income Distribution

Under $30K
14.0%
$30K–$50K
9.0%
$50K–$75K
00.0%
$75K–$100K
00.0%
$100K–$150K
00.0%
Above $150K
00.0%

🔒 Unlock full income breakdown

See complete distribution + ZIP-level income mapping

Explore Dashboard →

Source: U.S. Census Bureau, American Community Survey 2023

Housing Affordability

Affordability Label

Expensive (5-7x)

ACS 2023

Price-to-Income Ratio

7.3x

Redfin SFR ÷ FRED Per Capita Income
Very Affordable (<3x)Moderate (3–5x)Expensive (5–7x)Very Expensive (>7x)
7.3x

At 7.3x price-to-income, median home prices in Westchester County are significantly above what income alone can support.

Affordability label: U.S. Census Bureau ACS 2023. Price-to-income: Redfin median sale price (SFR, Dec 2025) ÷ FRED per capita personal income (Q4 2025).

Housing Market Overview

Median Home Value
$999,000
Median Gross Rent
$1,946/mo
Homeownership Rate
62%
Typical Monthly Housing Cost(owner-occupied w/ mortgage)
$2,474/mo
Median Annual Property Tax(ACS estimate)
$9,205
Vacancy Rate
Dashboard

Source: U.S. Census Bureau, ACS 2023. Monthly Housing Cost: ACS B25105. Property Tax: ACS B25103.

Home Price Index

Westchester County HPI

251.7

FRED Q4 2025

Since 2020

+41.9%

vs. 2020 baseline

Westchester County home values have appreciated 41.9% since 2020, trailing the New York statewide average of 61.5%.

Source: Federal Reserve Economic Data (FRED) — FHFA House Price Index. Updated Q4 2025.

Investment Analysis

Powered by siftAO

A

Market Tier

Bawa Score: 78 / 100

Grade and score are always visible. Factor breakdown requires a free account.

See the full breakdown before you commit to this market.

Full Neal Bawa factor breakdown, income screening, unemployment analysis, and ZIP-level signals.

Economic Indicators

Unemployment Rate
3.1%
Per Capita Personal Income
$136,419
Labor Force
530,647
GDP
$93B
Building Permits
1,592

▼ −43.8% since 2020

State Overview

State Tax Revenue (quarterly)millions USD, not seasonally adjusted
$30.0B
State Home Price Index
1150.4
State GDP
$2.3T

Source: Federal Reserve Economic Data (FRED). Updated Q4 2025.

Nearby Markets

Ready to go deeper on Westchester County?

Get ZIP-level demographics, census tract maps, vacancy rates, rent trends, and full investor screening — all in one dashboard.